Sadly, many kids come into the adult world with serious misconceptions about money. In many cases, this leads to immediate – and sometimes serious – financial troubles that can follow them around for years to come. The earlier you can start teaching your kids about money the better. These lessons can carry them through to [...]

Paying off student loans is a big concern for many. From 1996 to 2008, average student debt levels rose 82%. Graduating seniors in 2010 had an average debt of $25,250. For some, student loan debt feels like a prison sentence that they cannot escape. They owe more than they make annually. This can spell financial [...]

If you want to maintain a sound finances and stay out of debt, it is very much important to put in place proper budgeting. A well-designed budget helps you ensure that you always cover your essential expenses and do not spend money that is required for other things. And, if you have already fallen into [...]

It has been about six months already since I started this blog. It has been an eye-opening journey! I have found a lot of surprising, and not so surprising, savings. I hope you have, too. Here are a few things I have learned thus far. Couponing is an acquired skill that can easily turn into [...]

Though we have easy access to free annual credit reports, free credit scores remain more elusive. There are many sites that lure you in with the promise of no charge, but most have the catch that you need to subscribe to another paid service for access. There is at least one legit site where you [...]